FEMA Offers Tips to Avoid Fraud and Scams Post-Disaster
In the wake of natural disasters like the South Fork and Salt Fires and flash flooding, affected Ruidosoans must remain vigilant against scammers, identity thieves, and fraudulent contractors who often prey on vulnerable individuals during recovery. FEMA has issued essential guidance to help residents protect themselves from fraud and scams.
Access this information in Spanish.
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Stay Alert and Protect Your Identity
FEMA advises all residents to be cautious and report suspicious activity immediately. Here are some key steps to safeguard your identity and ensure you receive legitimate assistance:
• Verify Authenticity: FEMA and other federal agencies will never charge you for disaster assistance. If someone asks for payment, it is a scam.
• Check Identification: Genuine FEMA staff will have an official photo ID badge. A FEMA shirt, jacket, or logo is not proof of identity.
• Guard Your Information: FEMA inspectors already have your registration number. They will never ask you for it.
• Protect Personal Details: FEMA inspectors will never ask for banking information, your Social Security number, or other sensitive personal details.
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Dealing with Construction Contractors
When it comes to rebuilding and repairs, contractor fraud is one of the most common post-disaster scams. FEMA recommends taking the following precautions:
• No “FEMA Seal of Approval”: FEMA does not certify, endorse, or approve contractors. Be wary of anyone claiming otherwise.
• Verify Credentials: Work only with licensed and insured contractors. Ask to see documentation and check references.
• Get Written Estimates: Always insist on a written contract with clear estimates of the work, costs, and timelines. Avoid signing incomplete contracts or allowing contractors to pressure you into quick decisions.
• Avoid Large Upfront Payments: Do not pay in full before work begins. Make payments in stages as work is completed and inspected.
• Protect Yourself: Pay by check or credit card, not cash, and keep copies of all receipts and contracts.
• Report Suspicious Activity: If you suspect price gouging, shoddy work, or fraudulent claims, report it immediately.
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How to Report Fraud
If you encounter fraudulent activity or suspect someone is falsely claiming to be FEMA personnel:
• Call the FEMA Helpline at 800-621-3362.
• Report identity theft to the Federal Trade Commission (FTC) at IdentityTheft.gov.
• If you suspect criminal activity, report it to the New Mexico Attorney General’s Office or local law enforcement.
Stay informed by following the official Disaster Recovery Information, Village social media channels, and 1490Krui.com for official updates.
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By following these guidelines, residents can better protect themselves and their communities from fraud and scams in the aftermath of the South Fork and Salt Fires. Let’s work together to ensure that assistance reaches those who genuinely need it and that we build a stronger, more resilient Ruidoso.
Para traducir la información a Español, utilice la pestaña de traducción en la esquina superior derecha de la página web.
