Independent retailers impacted by federally declared disasters may be eligible for up to $10,000 through the Economic Recovery Grant from Heart on Main Street. Funds can cover rent, payroll, utilities, and other recovery expenses. Apply online at heartonmainstreet.org or get assistance at the Disaster Recovery Center in the ENMU-Ruidoso Annex.

Small businesses impacted by a natural disaster since January 2024 may be eligible for a $10,000 recovery grant through the Backing Small Businesses program, supported by American Express. Only 100 grants are available nationwide. Apply by Wednesday, May 21 at 11:59 p.m. CT. Don’t miss this chance to support recovery. Learn more »

Congress has approved $2 billion for the SBA Disaster Loan Program, allowing Ruidoso residents and businesses impacted by disasters like the South Fork and Salt Fires to access low-interest loans. This funding will help over 21,000 applicants nationwide resume recovery efforts. Homeowners, renters, businesses, and nonprofits can apply online at sba.gov/disaster or in person at a Disaster or Business Recovery Center.

Already applied for FEMA disaster assistance? Here’s how to stay on track: Keep your FEMA registration number handy for any follow-ups. Regularly check your application status via DisasterAssistance.gov, the FEMA app, or by calling (800) 621-3362. Update FEMA with any changes in contact info. If eligible, funds will be directly deposited. For questions, visit a Disaster Recovery Center (fema.gov/drc).

The New Mexico Tourism Department committed $125,000 to support tourism recovery in Ruidoso and Lincoln County after wildfires and floods. Combined with local funds, the total $200,000 will boost marketing efforts to encourage local shopping and visitor spending. This initiative aims to restore tourism and help the community recover economically.